Earl has passed, but Peak Hurricane Season is Here!

Recent heavy rains across the United States serve as another reminder that NOW is the time to protect your family, home and/or business with flood insurance. Late summer and early fall marks the beginning of peak hurricane season - the most active time of the year for hurricanes and tropical storms - and you need to be prepared should a storm hit your community in the upcoming months. Most homeowners' insurance policies do not cover flood damage and once purchased, there is typically a 30-day waiting period for a flood insurance policy to become effective. 
The Risk is Real

Hurricanes and tropical storms bring drenching rains and high winds that can cause significant damage to a home or business and its contents. The largest amounts of rainfall from hurricanes are often produced by slow moving storms that move inland. Some of the worst damage from recent hurricanes has occurred hundreds or thousands of miles from the coast - as far north as New York in the case of Hurricane Ivan in 2004 and through much of the Midwest and into Pennsylvania because of Hurricane Ike in 2008.

Earl passed by with a lot of publicity, but no punch. However, all it would take was a change in course of  a few miles to the West, and it would have been a different story.  We are way overdue for a major storm to hit, and all it would take is a tropical storm to cause local flooding.  Look at Riverhead, NY earlier this year.  Those people still aren't back in their homes, and are waiting for the government to bail them out! (Pun intended)

Costly Consequences

Eight of the top ten most expensive federally-declared disasters have been caused by hurricanes. Just inches of water can cause tens of thousands of dollars of damage and last year, the average individual flood insurance claim was nearly $28,000. Without flood insurance protection, many property owners may have to absorb the financial losses on their own, potentially draining their savings.

Protect Your Home or Business Now!

You need to get covered before a storm could impact your community and home. Flood insurance has a 30 day waiting period, and is more affordable than you may think. The average flood insurance policy is around $579 a year and in moderate-to-low-risk areas, Preferred Risk Policies start as low as $119 a year (that's equal to $10 a month or 33 cents a day

Call now to see how you can get this valuable coverage - 888-900-2173